LG has announced the release of its new flagship smartphone in January, the V40 ThinQ. The latest from LG follows many of the latest smartphone trends, adding a triple-camera layout on the back that combines a 12 megapixel telephoto zoom lens, a 16 MP super wide-angle lens and a standard 12MP camera. The cameras will also have a triple-shot function, which means all three cameras take the same picture and offer you the choice of three different formats. On the front, there are two selfie cameras, which can create the blurry background effect (Bokeh), among others. The V40 Thinq has almost no bezels around the 6.4in OLED display with its QHD+ resolution (3120 x 1440).
Got a new smartphone for Christmas? Here's what you need to know about device protection plans
While that's arguably made smartphone insurance a more worth-while investment, purchasing a protection plan is not a fool-proof decision. What plans do and don't coverAccidental damage and out-of-warranty malfunctions are typically covered by insurance plans. Like any insurance plan, consumers will need to file claims and have them approved by their insurer to receive compensation. Another area where smartphone protection plans vary widely in coverage is theft and loss of the device. Some people, including consumer spending expert and radio host Clark Howard, are against smartphone insurance plans, arguing that the costs can easily stack up and the exclusions can prevent them from being useful.
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